小编：最近，中国人民银行和其他八个部门共同发布了“支持小型和微型企业的融资”，重点是发展发展的发展
Recently, the State Administration for Financial Supervision and Administration, the People's Bank of China and other eight departments jointly issued the "several measures to support financing of small and micro enterprises", focusing on giving full play to the joint efforts of regulatory, fiscal and taxation policies, Strengthening precise financial Support for enterprises in key areas such as scientific and technological innovation and cross-border e-commerce, and improving the availability and convenience of financing for small and微型企业。
"By improving the incentive and compulsion mechanism, commercial banks continue to tilt to small and micro financial businesses to providing credit scale, assessment performance, etc., and from" businesses are looking for institutions "to" institutions looking for businesses ", and making efforts to implement mechanisms, supply supply, quality of credit, credit quality, credit quality, credit quality, credit quality, credit quality,credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit quality, credit, credit quality supply, credit quality, credit, credit quality supplies,信用，信用质量。Serbisyo，Proteksyon ng Seguro在Ekolohikal na Paglikha，Na Makakatulong na magbigay ng tumpak na mga na mga serbisyo sa pananalapi para sa sa maliit在微型企业中。
“ sa kasalukuyan，ang suplay ng serbisyo sa pananalapi ng aking bansa ay medyo sapat sa kabuuan，ngunitmga pagkukulang sa istruktura sa mga serbisyo sa pananalapi para sa mga maliliit at micro na negosyo sa mga pangunahing lugar tulad ng pang-agham at teknolohikal na pagbabago at cross-border e-commerce." Si Li Guangzi, Direktor ng Banking Research Office ng Institute of Finance ng Chinese Academy of Social Sciences, ay nagsabi na ang ekonomiya ng aking bansa ay pumasok sa yugto ng de-kalidad na pag-unlad, at ang pagbuo ng mga pangunahing lugar tulad ng pang-agham at teknolohikal na pagbabago ay ang susi sa pagkamit ng mataas Na Kalidad na pag-unlad ng ekonomiya是立即的目标步骤，以改善公民财务服务。
只需与不同部门合作以优化信贷发行的参考标准，就可以准确发布信贷并解决小型和微型企业的融资问题。 “许多步骤”建议将第五次国家经济人口普查的数据结合起来，以改变中小型企业的分类标准，以进一步攻击对小型和微型企业的财政支持准确性。
李广为说，在现有的政策框架下，分类标准与中小型企业是否可以获得有效的金融服务和相关政策支持直接相关。在经济和社会发展中，有必要根据时代调整中小型企业的住宿标准，例如，诸如中小型企业的企业规模变化，实际融资状况以及可用于政府和金融机构的经济和财务资源的变化，降低了入境门槛，并确保财务资源在业务中流动。
同时，“许多步骤”还建议探索专家分析结果的应用以及中小型企业的创新发展，以帮助企业融资。例如，使用高质量的梯度结果以及中型企业，单个工业和商业家庭的分类和分类，并指导银行积极连接中型和中型企业中的中小型企业，中小型企业中的中小型企业，并提供目标财务支持。
2024年，工业和信息技术部发布了“针对专家，专家和中小型企业的新开发的评估指数系统”，该系统围绕许多指标（例如创新思想和增长）评估了中小型企业。审查结果将是企业获得专家，专家和新财务支持的重要参考。
Liu Chen说，评论结果产生的准确形象将帮助商业银行为“企业，政策”量身定制服务计划，以便在考虑K条件Kredito，配额和条款时，他们可以使用变更和关键技术的能力专业和创新业务作为重要因素的神学作品，并通过基本技术和强大的潜在增长来改善其对基于技术的业务的服务。同时，也很高兴开发出多种定价机制并降低高质量企业的融资成本。
支持公司的微型融资需要不断变化银行业。 “许多步骤”要求首先贷款，信用贷款，中和长期贷款，法律和人类贷款增加了，并且已经优化了小型和微型企业贷款结构，以准确地符合其在不同发展阶段的融资需求。
目前，为了解决小规模和微弱的抵押业务的ANG问题，各个地方的银行继续加强与基于政策的融资机构的联系，并降低公司融资的门槛。刘陈说，一些地区已经要求金融机构increASE贷款折扣可用于专家和新的“小型巨人”业务。将来，可以使用更多的指标来评估企业的潜在发展，并促进相关金融产品的加速实施。
李广奇还说，银行需要将小型和微型企业的制造和运营与不同的生命周期相结合，增强了融资条款，资本价格，融资时间等的对比和目标。
（负责编辑：朱赫）
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